12 Debt Quotes That’ll Make You Feel Better About Yourself

debt quotes

This probably won’t come as a huge surprise to you. But a recent study revealed that almost all Americans are in debt.

Some people are walking around with thousands of dollars worth of student loan debt on their backs, while others are indebted to credit companies and medical facilities. But whatever the case, debt has turned into a big part of most people’s lives.

If you have debt, you should try your best to get out of it. But you also shouldn’t allow it to ruin your life.

Here are some debt quotes that will make you rethink debt and feel better about your current predicament.

1. “We All Think We’re Going to Get Out of Debt”–Louie Anderson

The funny thing about debt is that it’s almost unavoidable in this day and age. We spend so much time stressing out about it, and yet, it’s nearly impossible to avoid it altogether.

Rather than worrying about your debt constantly and obsessing over getting rid of it, remember that most other people are going through the same thing as you.

2. “A Hundred Wagon Loads of Thoughts Will Not Pay a Single Ounce of Debt”–Italian Proverb

This is another example of a quote that advises you not to spend every waking minute agonizing over debt.

Is worrying about your debt going to make it disappear? No. So try not to let it consume your every thought.

All of those thoughts aren’t going to pay your debt off. So why bother?

3. “If You Think Nobody Cares If You’re Alive, Try Missing a Couple of Car Payments”–Earl Wilson

Bet you never thought about your car payments like this, did you?

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While people dislike having to pay off debt, you should look at it as somewhat of a blessing. It’s a sign that someone out there thought enough of you to lend you money in the first place.

You should work hard to make sure you don’t let them down.

4. “A Man Who Pays His Bills on Time Is Soon Forgotten”–Oscar Wilde

Paying your bills in a timely fashion is important. But is it the most important thing in the world?

Get out there and live your life a little rather than always worrying about every bill getting paid the moment it’s due.

5. “Always Live Within Your Income, Even If You Have to Borrow Money to Do So”–Josh Billings

How many of us tend to think this way when we’re trying to make ends meet?

It can be difficult to live within our means, and there are times when it’s just not possible to do it.

That shouldn’t stop you from trying! But don’t stress yourself out too much if you are unsuccessful at times.

6. “The Man Who Never Has Enough Money to Pay His Debts Has Too Much of Something Else”–James Lendall Basford

Hmmm…this one makes you think, doesn’t it?

If you stopped eating out every other night or decided against buying that new pair of sneakers, could it help you climb out of debt?

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Your situation might not be as hopeless as it sometimes seems. Small changes can make a BIG difference.

7. “I Like My Players to Be Married and In Debt–That’s the Way You Motivate Them”–Ernie Banks

Debt can be a great motivator for people. Paying off your debt completely can be a challenge that you give to yourself.

While you shouldn’t necessarily let debt take over your life, you should use it to drive you forward at times. You’ll pay it off a lot quicker if you think like this.

8. “You Cannot Spend Your Way Out of Recession or Borrow Your Way Out of Debt”–Daniel Hannan

Borrowing to pay down your debt is just going to put you in more debt.

Unless, of course, you borrow money with a purpose and have a clear plan in place.

If that’s the case, you can take out a loan from a company like Pretty Penny and put yourself in a better position.

9. “Some Debts Are Fun When You Are Acquiring Them, But None Are Fun When You Set About Retiring Them”–Ogden Nash

Amen to this one!

When you’re racking up debt, it’s usually because you’re doing something fun or acquiring something that brings you joy.

But there’s nothing fun about paying down debt. Remember that before you get caught up in a cycle of debt.

10. “Bankruptcy Stared Me in the Face, But One Thought Kept Me Calm: Soon I’d Be Too Poor to Need an Anti-Theft Alarm”–Gina Rothfels

Have you ever heard the saying, “More money, more problems?”

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It might sound silly if you’re broke. But the truth is that rich people have their fair share of problems, too!

The next time you’re feeling down about being in debt, think about the problems you don’t have as a result of it. You might be surprised where you can a silver lining.

11. “I’m in Debt. I Am a True American”–Balki Bartokomous

This debt quote is sad but true.

There are so many Americans who are in debt right now. They’re walking around with a seemingly endless amount of debt hanging over their heads.

While it’s a little depressing, it should also be kind of comforting to know that you’re not in this alone! You’re just one of the many millions of Americans who is dealing with debt on a regular basis.

12. “He That Dies Pays All Debts”–William Shakespeare

Your debts aren’t going to stay with you forever.

Even if you spend a lifetime trying to pay them down and aren’t able to do it, they’ll dissolve one day when you die.

So why spend your entire life making it seem like debt is the only thing that matters?

Use These Debt Quotes to Your Advantage Today

Did these debt quotes make you feel a little bit better about your situation?

If so, you should check out these money quotes or these quotes about pain that are also designed to change your perspective on things.

Read our blog to find all the quotes you’ll ever need for almost any circumstance.